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When a tree falls on a house, the first thing most homeowners wonder is whether their insurance will cover the damage. Fortunately, they do, and the coverage inclusions are clear. If a tree falls on a home or other insured property structur

Whether you've gotten into a fender bender or totaled your car, accidents are scary. No matter the cause – weather and road conditions, irresponsible driving behavior, or something unforeseen – you should be prepared for any possibility.

Did you know that most standard insurance policies will not cover sewer backup without a special endorsement? A sewer issue without the proper coverage could result in a nightmare situation for you and your family. Yet, another great reason

A home that is not properly insulated will not only be cold but will also lead to ice dams in your gutters that can lead to a leaky roof and water damage to your walls, and frozen pipes that can burst at any time.

Now that winter is upon us, sled season will be arriving soon and possibly all you can think about is getting out on your snowmobile! Wouldn’t it be nice to take the worry out of your favorite winter activity and focus on the joy...

The Medicare Annual Enrollment Period – AEP for short – is a set time each year for changing your Medicare coverage choices if you choose to. AEP runs from October 15 to December 7. New coverage choices go into effect on...

Medicare Annual Enrollment Period (AEP) is a set time each year for changing your Medicare coverage choices if you choose to. AEP runs from October 15 to December 7.Medicare can be intimidating and confusing- we're here to help you...

Medicare Annual Enrollment Period (AEP) is a set time each year for changing your Medicare coverage choices if you choose to. AEP runs from October 15 to December 7.Medicare can be intimidating and confusing- we're here to help you...

Medicare can be an intimidating topic, whether you are of age and eligible to enroll, or your loved one is looking to enroll. You can find information below about eligibility and enrollment periods, as well as our contact information....

There are two main ways to get Medicare.You have two options. You can choose Original Medicare (Parts A and B) or a Medicare Advantage plan (Part C). Original Medicare is provided by the government. Medicare Advantage Plans are...

There are many ways to protect your family from illness caused by germs.When your kids head back to school and the cooler months hit, germs and sickness tend to follow not long after. While keeping your family healthy is a top priority...

Are the people you do business with insured? You may want to ask them.If a vendor, contractor, cleaning crew, gardener/arborist, or other service provider does not have insurance, you may be out of luck if they cause property damage or...

Create a home escape plan, so everyone knows what to do in case of fire or other forced evacuation.Test your smoke alarms. If batteries are more than six months old, replace them. Simply mark your calendars to do this twice a year...

Inattention, driving under the influence of alcohol and excessive speeding are all reckless behaviors that have bad outcomes. Such drivers ultimately cause accidents, which may end the lives of innocent people. In addition to the...

Many working parents have had their various issues and complaints with daycare and childcare centers. As an alternative to these forms of childcare, more and more parents are choosing to hire their own nanny or share one with another...

While driving a car on the regular helps you keep a better handle on its maintenance (it’s hard to ignore garbage piling up on the floor mats or an empty gas tank when you’re spending time in the vehicle everyday),...

It feels like we blinked and boom - summer is here. It comes and goes as quickly as that, so let's try to make every day count. If you're feeling stumped on what to add to your list, we've got you covered!

Sometimes people feel like if they don't talk about something then it'll just go away... that's not the case!

Here are some things you should watch out for if you or your family are enjoying time out on the deck this summer.

How Will Having a Student in College Affect My Car Insurance Rates?

When taking out insurance policies the questions arises as to whether or not the policies should be kept with the same provider or if it is better to use multiple sources to care for your insurance needs.

Whether you’re taking a cross-country road trip or escaping to a beachside resort, planning a vacation involves a lot of work. While usually occupied with packing and checking delays, many travelers forget to prepare their homes.

Did you know that more kids between ages 5-14 are injured after biking accidents than with any other sport? Check out these tips and guidelines to make sure that your child is safe while bike-riding. 

Let's face it. Most people put off buying life insurance for any number of reasons-if they even understand it. Take a look at this list... do any of them sound like you?

National Women’s Checkup Day, held every year on the second Monday in May. Held to focus on the importance of regular checkups and doctor’s visits, this day encourages all women to take more steps and maintain better health.

National Life Insurance Day takes place on May 2 every year. It marks the anniversary of the first day that life insurance became available in the United States.

Did you know that organization experts estimate that 30 percent of all garages don’t even house a car? Most people would rather use their garage as a storage unit than a shelter for their vehicles.

The following tips may help keep you and your passengers safe if your car breaks down or you get a flat tire.

Driving under the influence of alcohol and excessive speeding are all reckless behaviors that have bad outcomes...

Planning a vacation away from home? Whether the destination is near or far, it is important to make sure your home is properly protected. Locking the doors and setting the alarm is not enough...

When you enter a parking lot, it’s important to remember that the risk of experiencing a vehicle-related incident does not stop there.

On the road or at home, stay safe this holiday season!

The weather turns unexpectedly bad, road conditions rapidly depreciate and suddenly, what was an ordinary drive can become a nightmare. Here's how to make it through a freezing night in your car and ride out events until help can arrive.

Amazing! Putnam Record Insurance Agency has been nominated to be 2021 Best of the Best in Chautauqua County! Please show your love and support for Putnam Record and vote online September 30th at www.post-journal/readerschoice or by www...