Category: Insurance Knowledge

Use Technology to Make a Home Inventory

We purchase insurance to protect us from what might happen. Hopefully we go through life, never having to make a claim against our homeowner’s or auto insurance policies. We know that the monthly or annual fee is in our best interest, even as we hope to never need its services. Taking home inventory should be […]

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What is Final Expense Insurance?

Final expense insurance is intended to cover the bills that your loved ones will face after you pass on– think medical bills and funeral expenses. Final expense insurance is also known as burial insurance, because even a basic funeral will cost you thousands. Final Expense Insurance Basics A final expense life insurance policy isn’t the […]

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Do You Need Flood Insurance?

Many Americans need flood insurance as a required condition of their home loan. But unlike auto insurance, flood insurance isn’t required simply because you own property. In these cases, flood insurance raises the same question as other insurance policies do: When does the premium outweigh the actual risk? Paying an annual premium may seem unreasonable […]

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Medicare Open Enrollment Ends December 7, 2017

Confused about Medicare Insurance? Putnam Record Insurance Agency is here to help you decide what Medicare plan is best for your situation. Since this is your health care insurance, you need to know that facts. We are here to help sort through your health care coverage options. We know that health care costs are rising […]

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How Do I Know What My Parent Needs for Medicare?

  Healthcare can be confusing these days! Big changes in both private healthcare plans and in Medicare are occurring from year to year and KNOWING what has changed and how it affects you or your loved one is important. Each year, Medicare offers an Open Enrollment period during which Seniors can educate themselves on the different […]

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Medicare Parts Explained

Parents Retiring

Remember! Open Enrollment for Medicare ends on December 7th! We found this infographic online that illustrates how the different parts of Medicare work… Thought it might come in handy for those of you still learning the in’s & outs of Medicare- *REMINDER* We travel throughout Chautauqua County to help educate seniors and their loved ones […]

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Check Your Deck!

  One of the greatest things about summer is taking advantage of the warmer weather and enjoying the outdoors. For some, this means going to the beach, hiking trails and spending time at parks. For others, it means simply sitting on their deck and sunbathing or enjoying a warm summer evening. While this may seem […]

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Difficulty Caring for Your Elderly Parents

When it comes to caring for elderly parents, there are a number of options out there. Your first decision is where your parent will live – in his or her own home, with you, or in an elder care facility. If you choose elder care, your choices extend to adult day care, home care, independent […]

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Moving in Together?

Congratulations! You have decided to take the next step in your relationship and have asked your boyfriend, girlfriend, or fiancée to move into your home. Now, the next step is deciding where the other individual’s belongings will fit into your living space. Where are you going to put all of their stuff? But more importantly, have […]

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Ransomware/Malware Security Tips

You may have seen reports of a worldwide Ransomware attack currently occurring. This attack is targeting large and small businesses as well as personal email addresses. Ransomware is malware for data kidnapping, an exploit in which the attacker encrypts the victim’s data and demands payment for the decryption key. A ransomware malware program may also be called […]

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