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Category: House Safety


Homeowners Insurance & Social Gatherings



Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate.   Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. Research shows […]

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Understanding Tree Damage & Your Homeowners Insurance



When a tree falls on a house, the first thing most homeowners wonder is whether their insurance will cover the damage. Fortunately, they do, and the coverage inclusions are clear. If a tree falls on a home or other insured property structure, a homeowners insurance policy provides coverage for the structure itself and the items […]

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8 Tips for a Clean Garage



Did you know that organization experts estimate that 30 percent of all garages don’t even house a car? Most people would rather use their garage as a storage unit than a shelter for their vehicles. If this sounds like you—or if you’re running out of room—you might want to add your garage to your spring […]

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Protecting Your Keepsakes



Insurance can provide you with coverage you need to replace pretty much everything you own and protect everything you care about….except those keepsakes we label as being of “sentimental value.” Yes, you can recover their money value, but precious family heirlooms, from photographs and letters to jewelry and furniture are irreplaceable. Their loss, whether from […]

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Planning a Remodeling Project?



In the upcoming year, home improvement activity is expected to rise. For those who plan to be a part of this rising number, it is important to have the right type of insurance and the right amount of coverage. Insurance should be in place during and after construction. Anyone considering a remodeling project should contact […]

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