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Category: House Safety

Understanding Tree Damage & Your Homeowners Insurance



When a tree falls on a house, the first thing most homeowners wonder is whether their insurance will cover the damage. Fortunately, they do, and the coverage inclusions are clear. If a tree falls on a home or other insured property structure, a homeowners insurance policy provides coverage for the structure itself and the items […]

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Protecting Your Keepsakes



Insurance can provide you with coverage you need to replace pretty much everything you own and protect everything you care about….except those keepsakes we label as being of “sentimental value.” Yes, you can recover their money value, but precious family heirlooms, from photographs and letters to jewelry and furniture are irreplaceable. Their loss, whether from […]

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Christmas Tree Safety



Every year, there are about 230 fires in homes across America that start with Christmas trees. Believe it or not- Christmas trees cause an average of 22 injuries, 6 deaths, and over 18 million dollars in property damage yearly, and these tragedies can last well past Christmas. The National Fire Protection Association released a report […]

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Homeowners Insurance & Social Gatherings



Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate.   Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. Research shows […]

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