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Category: Fredonia NY

How Will Having a Student in College Affect My Car Insurance Rates?



College students may be covered under their parents’ auto insurance policy, if the student’s primary residence is the parent’s house. The specifics vary by state, so you may want to discuss them with your insurance agent.   Take advantage of car insurance discounts for young drivers. For example, your student may qualify for a Good Student Discount […]

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National Senior Health & Fitness Day is Wednesday, May 27th



Put on your sneakers.  The last Wednesday in May is Senior Health & Fitness Day! National Senior Health & Fitness Day is the nation’s largest older adult health and wellness event, now entering its 28th year. More than 100,000 seniors will participate in local health and wellness events at 1,000+ locations across the country. The common […]

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Parking Lot Safety



When you enter a parking lot, it’s important to remember that the risk of experiencing a vehicle-related incident does not stop there. From keeping a look out for other cars and pedestrians, to ensuring your car is locked, there are many reasons to learn and practice parking lot safety…   Reduce Distractions When driving through […]

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Planning A Road Trip This Summer?



We all like to take vacations & getting ready for them is exciting, but how many times to we get to our destination only to find out that we forgot some very important personal effects? At least two weeks before your trip, take your car to have tune up. Have them check the battery, the […]

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8 Tips for a Clean Garage



Did you know that organization experts estimate that 30 percent of all garages don’t even house a car? Most people would rather use their garage as a storage unit than a shelter for their vehicles. If this sounds like you—or if you’re running out of room—you might want to add your garage to your spring […]

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Understanding the Basics of Insurance Deductibles



To get the most out of a car or home insurance policy, it is important to understand the roles deductibles play. A deductible is the amount deducted from an insured loss. When a damage claim is filed, the deductible is the amount of money a policyholder must pay upfront. It may be a percentage of […]

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Top 10 Cyber Security Tips



Tip #1 – You are a target to hackers You may think, “It won’t happen to me”.  Unfortunately, we’re all at risk. Your personal and financial well-being are at stake. By following the tips below and remaining vigilant, you are doing your part to protect yourself and your loved ones.   Tip #2 – Keep […]

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April is National Car Care Month!



April marks National Car Care Month and we’re here to remind you to take car of any issues that may have occurred or been ignored during winter. Are you keeping your vehicle maintained? Are the proper safety features installed? Is it clean? This month, learn more about taking care of your car by following these […]

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