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Category: Dunkirk NY

Questions About Medicare & Long Term Care?



On our agency website, you can find a page full of helpful links for folks searching for information on Medicare & Long Term Care. Click the arrow next to Retirement, then click Helpful Links. On our Helpful Links page, you can find links to helpful sites on Medicare and Long Term Care options.  If these […]

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Do You Know Your Medicare Basics?



There are two main ways to get Medicare. You have two options. You can choose Original Medicare (Parts A and B) or a Medicare Advantage plan (Part C). Original Medicare is provided by the government. Medicare Advantage Plans are provided by private insurance companies. If you decide to choose a Medicare Advantage plan, you have […]

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Top 10 Cyber Security Tips



Tip #1 – You are a target to hackers You may think, “It won’t happen to me”.  Unfortunately, we’re all at risk. Your personal and financial well-being are at stake. By following the tips below and remaining vigilant, you are doing your part to protect yourself and your loved ones.   Tip #2 – Keep […]

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Homeowners Insurance & Social Gatherings



Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate.   Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. Research shows […]

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How to Keep Family Members & Visitors Safe in the Pool



Many children drown or are injured in residential pools every year. By implementing a good set of safety rules, parents can help keep their kids and visitors safe. To avoid sounding like a stickler, simply explain to pool guests that their safety is important. Explain that they can help out by following the safety rules. […]

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Fireworks Safety Tips



Independence Day (The 4th of July) has been a federal holiday since 1941. As you all know by now, the 4th of July is normally celebrated with parades, picnics, barbecues, and of course FIREWORKS. As per tradition, we set off rockets, roman candles, smoke bombs, spinners, sparklers, snaps, snakes, and sometimes anything that has a […]

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Parking Lot Safety



When you enter a parking lot, it’s important to remember that the risk of experiencing a vehicle-related incident does not stop there. From keeping a look out for other cars and pedestrians, to ensuring your car is locked, there are many reasons to learn and practice parking lot safety…   Reduce Distractions When driving through […]

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Understanding the Basics of Insurance Deductibles



To get the most out of a car or home insurance policy, it is important to understand the roles deductibles play. A deductible is the amount deducted from an insured loss. When a damage claim is filed, the deductible is the amount of money a policyholder must pay upfront. It may be a percentage of […]

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