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Category: Auto Insurance

How Will Having a Student in College Affect My Car Insurance Rates?



College students may be covered under their parents’ auto insurance policy, if the student’s primary residence is the parent’s house. The specifics vary by state, so you may want to discuss them with your insurance agent.   Take advantage of car insurance discounts for young drivers. For example, your student may qualify for a Good Student Discount […]

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Parking Lot Safety



When you enter a parking lot, it’s important to remember that the risk of experiencing a vehicle-related incident does not stop there. From keeping a look out for other cars and pedestrians, to ensuring your car is locked, there are many reasons to learn and practice parking lot safety…   Reduce Distractions When driving through […]

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Planning A Road Trip This Summer?



We all like to take vacations & getting ready for them is exciting, but how many times to we get to our destination only to find out that we forgot some very important personal effects? At least two weeks before your trip, take your car to have tune up. Have them check the battery, the […]

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Understanding the Basics of Insurance Deductibles



To get the most out of a car or home insurance policy, it is important to understand the roles deductibles play. A deductible is the amount deducted from an insured loss. When a damage claim is filed, the deductible is the amount of money a policyholder must pay upfront. It may be a percentage of […]

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April is National Car Care Month!



April marks National Car Care Month and we’re here to remind you to take car of any issues that may have occurred or been ignored during winter. Are you keeping your vehicle maintained? Are the proper safety features installed? Is it clean? This month, learn more about taking care of your car by following these […]

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The Importance of An Annual Insurance Review

At different stages of your life you’re going to need different insurance protection. That’s why an annual insurance review is essential. Checking on your insurance annually may not seem like a priority, but it could yield some big savings. That’s particularly true if you have too much coverage or if you have policies with multiple […]

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Avoid Deer-Related Claims



As autumn approaches, deer-related collisions are more likely to occur. Typically, October through January is mating season for deer in New York. This means deer are more likely to be active and make inconvenient strolls across the road.NYCM shared the following facts about deer activity in the fall in their blog recently. Keep these tips […]

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