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What is Final Expense Insurance?



Final expense insurance is intended to cover the bills that your loved ones will face after you pass on– think medical bills and funeral expenses. Final expense insurance is also known as burial insurance, because even a basic funeral will cost you thousands. Final Expense Insurance Basics A final expense life insurance policy isn’t the […]

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Do You Need Flood Insurance?



Many Americans need flood insurance as a required condition of their home loan. But unlike auto insurance, flood insurance isn’t required simply because you own property. In these cases, flood insurance raises the same question as other insurance policies do: When does the premium outweigh the actual risk? Paying an annual premium may seem unreasonable […]

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Happy Holidays!



  Holiday Safety Tips On the Road Watch out for Distracted Drivers and Pedestrians Watch out for small kids and distracted drivers in parking lots that are busier than usual during the holidays. Remind your inexperienced teen driver to be extra alert during the holidays when people are more distracted and the weather can be […]

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Medicare Enrollment Periods & Eligibility



*Open Enrollment ends December 7th! Medicare can be an intimidating topic, whether you are of age and eligible to enroll, or your loved one is looking to enroll. You can find information below about eligibility and enrollment periods, as well as our contact information.    When am I eligible for Medicare? You are eligible for […]

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Medicare Open Enrollment Ends December 7, 2017



Confused about Medicare Insurance? Putnam Record Insurance Agency is here to help you decide what Medicare plan is best for your situation. Since this is your health care insurance, you need to know that facts. We are here to help sort through your health care coverage options. We know that health care costs are rising […]

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How Do I Know What My Parent Needs for Medicare?



  Healthcare can be confusing these days! Big changes in both private healthcare plans and in Medicare are occurring from year to year and KNOWING what has changed and how it affects you or your loved one is important. Each year, Medicare offers an Open Enrollment period during which Seniors can educate themselves on the different […]

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Medicare Parts Explained

Parents Retiring

Remember! Open Enrollment for Medicare ends on December 7th! We found this infographic online that illustrates how the different parts of Medicare work… Thought it might come in handy for those of you still learning the in’s & outs of Medicare- *REMINDER* We travel throughout Chautauqua County to help educate seniors and their loved ones […]

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Fall/Winter Preparedness Tips



While you may regularly maintain your home, there are tasks that you need to remember to complete in the fall to prepare it for the season.  These steps will also help get you ready for the winter weather ahead.  Completing these tasks will help protect your most valuable asset. Gutters:  Ensure that gutters and down spouts […]

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Homeowners Insurance & Social Gatherings



Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate. Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. Research shows that […]

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