Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate. Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. Research shows […]
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Create a home escape plan, so everyone knows what to do in case of fire or other forced evacuation. Test your smoke alarms. If batteries are more than six months old, replace them. Simply mark your calendars to do this twice a year. Compile a list of emergency contact numbers and keep a copy by […]
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When a flood is predicted, you may want to prepare yourself and your home for a worst case scenario. Here are some things to consider if your area is at risk of flooding: Emergency Notifications If your area is expecting a flood, it’s important to stay informed. In addition to keeping up with weather […]
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Most college students bring some pretty expensive items with them to school- televisions, speakers, gaming systems, clothing, smart-phones – it’s wise to make sure these things will be protected before you leave home. Whether you are living on-campus in a dorm or off-campus housing, it’s important to have coverage for all the things that help […]
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Many children drown or are injured in residential pools every year. By implementing a good set of safety rules, parents can help keep their kids and visitors safe. To avoid sounding like a stickler, simply explain to pool guests that their safety is important. Explain that they can help out by following the safety rules. […]
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National Pet Fire Safety Day is observed annually on July 15th. Pets need consideration when preparing for unexpected fire emergencies too! Our pets are as much a part of our family as any other member. This day stresses the importance of protecting them. Taking preventable measures now can both save your home and your pet. […]
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During the summer months, many families and couples plan vacations away from home… Whether the destination is near or far, it is important to make sure your home is properly protected. Locking the door and setting the alarm is not enough. The following five tips provide useful information for making a vacant home look less […]
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Independence Day (The 4th of July) has been a federal holiday since 1941. As you all know by now, the 4th of July is normally celebrated with parades, picnics, barbecues, and of course FIREWORKS. As per tradition, we set off rockets, roman candles, smoke bombs, spinners, sparklers, snaps, snakes, and sometimes anything that has a […]
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When a tree falls on a house, the first thing most homeowners wonder is whether their insurance will cover the damage. Fortunately, they do, and the coverage inclusions are clear. If a tree falls on a home or other insured property structure, a homeowners insurance policy provides coverage for the structure itself and the items […]
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When you enter a parking lot, it’s important to remember that the risk of experiencing a vehicle-related incident does not stop there. From keeping a look out for other cars and pedestrians, to ensuring your car is locked, there are many reasons to learn and practice parking lot safety… Reduce Distractions When driving through […]
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