There are two main ways to get Medicare. You have two options. You can choose Original Medicare (Parts A and B) or a Medicare Advantage plan (Part C). Original Medicare is provided by the government. Medicare Advantage Plans are provided by private insurance companies. If you decide to choose a Medicare Advantage plan, you have […]
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Whether you enjoy watching football games from the comfort of your home or you’re a frequent flyer of New Era Stadium, here are some tailgating tips to help ensure that your game day is both FUN & safe. Respect Food Temperature Meats, dips, and potato salads are all staple foods on game day, but maintaining […]
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Top 10 Cyber Security Tips Tip #1 – You are a target to hackers You may think, “It won’t happen to me”. Unfortunately, we’re all at risk. Your personal and financial well-being are at stake. By following the tips below and remaining vigilant, you are doing your part to protect yourself and your loved ones. […]
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College students may be covered under their parents’ auto insurance policy, if the student’s primary residence is the parent’s house. The specifics vary by state, so you may want to discuss them with your insurance agent. Take advantage of car insurance discounts for young drivers. For example, your student may qualify for a Good Student Discount […]
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To get the most out of a car or home insurance policy, it is important to understand the roles deductibles play. A deductible is the amount deducted from an insured loss. When a damage claim is filed, the deductible is the amount of money a policyholder must pay upfront. It may be a percentage of […]
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Before an aging parent becomes forgetful, terminally ill, or has difficulty handling certain tasks, it is essential to set up a Power of Attorney, or POA. It is important to set up your POA before your parent shows any warning signs, as any individual must be deemed of sound mind to assign power of attorney. […]
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It’s a good feeling to work in a place where people believe in what they’re doing. At Putnam Record Agency, we are committed to bringing passion and customer focus to the business of insurance. We work hard for our clients and we’re serious about what we do. In addition to challenging and meaningful work, as one […]
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While you hope your breaks will never give out, prepare yourself by knowing how to stop as safely as possible. Allstate’s Insurance Blog recently shares some important tips to remember if you ever find yourself in this scary situation: Don’t Panic Try the Brakes Again Carefully Engage Emergency Brake Downshift Into a Lower Gear Safely […]
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There is a common misconception that umbrella insurance is only for the wealthy, but that’s not the case. If you have the ability to earn a livelihood, you can benefit from an umbrella liability policy. This is because if you do lose a lawsuit, you can be held personally liable, not only on your current […]
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Whether you’ve gotten into a fender bender or totaled your car, accidents are scary. No matter the cause – weather and road conditions, irresponsible driving behavior, or something unforeseen – you should be prepared for any possibility. Even the most careful drivers can be involved in an accident, which is why we’ve provided these nine […]
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