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Understanding the Basics of Insurance Deductibles



To get the most out of a car or home insurance policy, it is important to understand the roles deductibles play. A deductible is the amount deducted from an insured loss. When a damage claim is filed, the deductible is the amount of money a policyholder must pay upfront. It may be a percentage of […]

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Top 10 Cyber Security Tips



Tip #1 – You are a target to hackers You may think, “It won’t happen to me”.  Unfortunately, we’re all at risk. Your personal and financial well-being are at stake. By following the tips below and remaining vigilant, you are doing your part to protect yourself and your loved ones.   Tip #2 – Keep […]

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April is National Car Care Month!



April marks National Car Care Month and we’re here to remind you to take car of any issues that may have occurred or been ignored during winter. Are you keeping your vehicle maintained? Are the proper safety features installed? Is it clean? This month, learn more about taking care of your car by following these […]

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Employee Practices Liability Insurance



What is Employee Practices Liability insurance? EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated. This type of coverage is not typically included in a general Business Owner’s policy, but can be obtained as a stand-alone coverage. The number of lawsuits filed by employees against their […]

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7 Tips for a Better Night’s Sleep



In a bad mood lately? Or simply worn out? Are you getting the right amount of sleep? There are many factors that can interfere with a good night’s sleep – from pressure at work and family responsibilities to unexpected challenges, such as layoffs, relationship issues, or illnesses. It’s no wonder that quality sleep is sometimes […]

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5 Important Tips for First Time Life Insurance Shoppers



When it comes to buying life insurance to protect your family, you have a lot of choices to make. Everything from selecting the right amount of coverage to choosing a reputable life insurance company to buy your policy from can make the process feel overwhelming. Once you get started, you will discover that the process of buying […]

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5 Tips to Stay Safe From IRS Tax Scams



Your phone rings. The person who’s calling says that they’re with the IRS and that you owe BIG money. They say that if you don’t pay the amount due that there will be serious consequences. They ask for your financial information… What should you do? Actually, this is a scam that can happen to anyone. […]

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We’re Hiring!



It’s a good feeling to work in a place where people believe in what they’re doing. At Putnam Record Agency, we are committed to bringing passion and customer focus to the business of insurance. We work hard for our clients and we’re serious about what we do. In addition to challenging and meaningful work, as […]

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