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Homeowners Insurance & Social Gatherings



Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate.   Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. Research shows […]

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How to Keep Family Members & Visitors Safe in the Pool



Many children drown or are injured in residential pools every year. By implementing a good set of safety rules, parents can help keep their kids and visitors safe. To avoid sounding like a stickler, simply explain to pool guests that their safety is important. Explain that they can help out by following the safety rules. […]

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Fireworks Safety Tips



Independence Day (The 4th of July) has been a federal holiday since 1941. As you all know by now, the 4th of July is normally celebrated with parades, picnics, barbecues, and of course FIREWORKS. As per tradition, we set off rockets, roman candles, smoke bombs, spinners, sparklers, snaps, snakes, and sometimes anything that has a […]

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Understanding Tree Damage & Your Homeowners Insurance



When a tree falls on a house, the first thing most homeowners wonder is whether their insurance will cover the damage. Fortunately, they do, and the coverage inclusions are clear. If a tree falls on a home or other insured property structure, a homeowners insurance policy provides coverage for the structure itself and the items […]

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Parking Lot Safety



When you enter a parking lot, it’s important to remember that the risk of experiencing a vehicle-related incident does not stop there. From keeping a look out for other cars and pedestrians, to ensuring your car is locked, there are many reasons to learn and practice parking lot safety…   Reduce Distractions When driving through […]

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