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10 Tips to Keep Your Home Safe
Create a home escape plan, so everyone knows what to do in case of fire or other forced evacuation.Test your smoke alarms. If batteries are more than six months old, replace them. Simply mark your calendars to do this twice a year...
Read MoreHow Reckless Driving Affects Insurance & How to Get a Better Premium
Inattention, driving under the influence of alcohol and excessive speeding are all reckless behaviors that have bad outcomes. Such drivers ultimately cause accidents, which may end the lives of innocent people. In addition to the...
Read MoreHiring a Nanny - Know and Manage Your Risks
Many working parents have had their various issues and complaints with daycare and childcare centers. As an alternative to these forms of childcare, more and more parents are choosing to hire their own nanny or share one with another...
Read MoreHow to Take Care of a Vehicle You Aren't Driving Often
While driving a car on the regular helps you keep a better handle on its maintenance (it’s hard to ignore garbage piling up on the floor mats or an empty gas tank when you’re spending time in the vehicle everyday),...
Read More10 Summer Bucket List Ideas
It feels like we blinked and boom - summer is here. It comes and goes as quickly as that, so let's try to make every day count. If you're feeling stumped on what to add to your list, we've got you covered!
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It Doesn't Hurt to Ask!
Sometimes people feel like if they don't talk about something then it'll just go away... that's not the case!
Read MoreCheck Your Deck!
Here are some things you should watch out for if you or your family are enjoying time out on the deck this summer.
Read MoreHow Will Having a Student in College Affect My Car Insurance Rates?
How Will Having a Student in College Affect My Car Insurance Rates?
Read MoreThe Advantages of Having Your Insurance Policies With One Carrier
When taking out insurance policies the questions arises as to whether or not the policies should be kept with the same provider or if it is better to use multiple sources to care for your insurance needs.
Read MoreHow to prepare your home before vacation
Whether you’re taking a cross-country road trip or escaping to a beachside resort, planning a vacation involves a lot of work. While usually occupied with packing and checking delays, many travelers forget to prepare their homes.
Read MoreSafe Bike Riding Tips For Kids
Did you know that more kids between ages 5-14 are injured after biking accidents than with any other sport? Check out these tips and guidelines to make sure that your child is safe while bike-riding.
Read More6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong)
Let's face it. Most people put off buying life insurance for any number of reasons-if they even understand it. Take a look at this list... do any of them sound like you?
Read MoreNational Women’s Checkup Day - May 9th, 2022
National Women’s Checkup Day, held every year on the second Monday in May. Held to focus on the importance of regular checkups and doctor’s visits, this day encourages all women to take more steps and maintain better health.
Read MoreNational Life Insurance Day - May 2nd
National Life Insurance Day takes place on May 2 every year. It marks the anniversary of the first day that life insurance became available in the United States.
Read More8 Tips for a Clean Garage
Did you know that organization experts estimate that 30 percent of all garages don’t even house a car? Most people would rather use their garage as a storage unit than a shelter for their vehicles.
Read MoreWhat To Do If Your Car Breaks Down
The following tips may help keep you and your passengers safe if your car breaks down or you get a flat tire.
Read MoreHow Reckless Driving Affects Insurance & How to Get a Better Premium
Driving under the influence of alcohol and excessive speeding are all reckless behaviors that have bad outcomes...
Read MoreHow to Protect a Vacant Home
Planning a vacation away from home? Whether the destination is near or far, it is important to make sure your home is properly protected. Locking the doors and setting the alarm is not enough...
Read MoreParking Lot Safety
When you enter a parking lot, it’s important to remember that the risk of experiencing a vehicle-related incident does not stop there.
Read MoreDo You Need Flood Insurance?
Many Americans need flood insurance as a required condition of their home loan. But unlike auto insurance, flood insurance isn't required simply because you own property.
Read MoreTop 10 Cyber Security Tips
You are a target to hackers. You may think, "It won't happen to me". Unfortunately, we're all at risk. Do your part to stay vigilant and protect your personal and financial well-being.
Read MoreSewer Backups Causes & Coverage
Did you know that most standard insurance policies will not cover sewer backup without a special endorsement? A sewer issue without the proper coverage could result in a nightmare situation for you and your family. Yet, another great reason
Read MoreWhat To Do When Your Pipes Freeze
A home that is not properly insulated will not only be cold but will also lead to ice dams in your gutters that can lead to a leaky roof and water damage to your walls, and frozen pipes that can burst at any time.
Read MoreUnderstanding Tree Damage & Your Homeowners Insurance
When a tree falls on a house, the first thing most homeowners wonder is whether their insurance will cover the damage. Fortunately, they do, and the coverage inclusions are clear. If a tree falls on a home or other insured property structur
Read MoreWhat To Do After A Car Accident
Whether you've gotten into a fender bender or totaled your car, accidents are scary. No matter the cause – weather and road conditions, irresponsible driving behavior, or something unforeseen – you should be prepared for any possibility.
Read MoreHappy Holidays! Holiday Safety Tips
On the road or at home, stay safe this holiday season!
Read MoreWinter Car Survival Tips
The weather turns unexpectedly bad, road conditions rapidly depreciate and suddenly, what was an ordinary drive can become a nightmare. Here's how to make it through a freezing night in your car and ride out events until help can arrive.
Read MoreWe were nominated for 2021 “Best of the Best” in Chautauqua County!
Amazing! Putnam Record Insurance Agency has been nominated to be 2021 Best of the Best in Chautauqua County! Please show your love and support for Putnam Record and vote online September 30th at www.post-journal/readerschoice or by www...
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