Medicare Open Enrollment Ends December 7, 2017

Confused about Medicare Insurance?

Putnam Record Insurance Agency is here to help you decide what Medicare plan is best for your situation. Since this is your health care insurance, you need to know that facts.

We are here to help sort through your health care coverage options. We know that health care costs are rising and want to make sure that your plan covers all of your medical needs.

Medicare has 2 main ways to get your medical coverage. There is the original Medicare which includes Part A and Part B or the Medicare Advantage Plan, which is Part C.

The Original Medicare Plan includes hospital insurance (Part A) and Medical Insurance (Part B) which is covered by Medicare. You will have the choice of providers that accept medicare, doctors, hospitals and other providers.

You will usually pay the monthly premium for Part B. There are deductibles and supplemental coverage that help pay deductibles and coinsurance.

For comprehensive medical coverage, many people should consider the Medicare Advantage Plans. Known as Part C, they are much like an HMO or PPO. These plans include both hospital and medical insurance (Parts A and B). This insurance is provided by private insurance companies that are Medicare approved. You may need to use plan approved doctors, hospitals and other providers or you will pay more or all of the costs.

Prescription and Supplemental coverages are also options to consider when deciding which plan is right for you. It’s not too late to find the right plan! Contact Putnam Record Insurance Agency┬átoday to enroll!

Costs and rules will vary by the plan which can make your Medicare Insurance solution even more confusing. At Putnam Record Insurance, we work with many different insurance companies so we can search out the best and most affordable policy for you.

Check out our October Newsletter for more information about eligibility and enrollment, our Community Meetings schedule, and a Frequently Asked Questions section to help clarify the different plans offered.

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