New York Business Auto Insurance

Don’t Forget Business Auto Insurance

Image for a moment that you need to pick up a rush order from a print shop a few miles away. It’s urgent and it’s just a short trip so you ask your assistant to take her car and pick up the material and to also stop at a local restaurant to pick up lunch. Normally, you do not do this. However, you need the material right away and it’s lunchtime.

On the way back your assistant gets into a car accident. She isn’t hurt but the other driver sustains lacerations and a neck sprain. Both cars have substantial damage from the accident.

You suspect the worse and you are proven correct. You don’t have business auto insurance on her vehicle plus that coverage is excluded on her personal policy.

You are on the hook for everything!

What Coverages Do You Need

The auto insurance you need for your business is basically the same that you have for your personal auto insurance. It includes: Collision and Comprehensive, Property and Bodily Injury Liability, Personal Injury, Medical Payments and Uninsured and Underinsured Motorists protection.

But here’s the catch: the example above is only one of a myriad of ways in which a car, truck, van or other vehicle might be used for your business.  That’s why the key to having the RIGHT protection is to make sure your business auto insurance applies to the correct vehicles and business circumstances that might arise for your specific business.

Our agents at the Putnam and Record Insurance Agency are experts in this area.  We can help you to sort out the insurance protection you need and carve out a policy that perfectly suits your business.

The Putnam Record Insurance Agency

Headquartered in Dunkirk, NY near Buffalo, the Putnam Record Insurance Agency provides business auto insurance protection to firms in New York State. We are here to provide the insurance service that you need to never be blindsided by an uncovered risk.

So don’t allow a momentary judgment lapse cause a catastrophe for your business. Complete the Protection Savings Form on this page, today, and we will provide you with the insurance protection you need.