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October Newsletter



Click to view our October Newsletter!   Thanks for visiting our agency’s insurance blog! Please click the link above to view our October Newsletter- featuring important information about how Medicare works, a list of our Community Meetings, and a Frequently Asked Questions section to help answer questions you may have. For those of you looking […]

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Medicare Enrollment Periods & Eligibility



Medicare can be an intimidating topic, whether you are of age and eligible to enroll, or your loved one is looking to enroll. You can find information below about eligibility and enrollment periods, as well as our contact information.   When am I eligible for Medicare? You are eligible for Original Medicare Parts A & […]

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Do You Know Your Medicare Basics?



There are two main ways to get Medicare. You have two options. You can choose Original Medicare (Parts A and B) or a Medicare Advantage plan (Part C). Original Medicare is provided by the government. Medicare Advantage Plans are provided by private insurance companies. If you decide to choose a Medicare Advantage plan, you have […]

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How Do I Know What My Parent Needs for Medicare?



  Healthcare can be confusing these days! Big changes in both private healthcare plans and in Medicare are occurring from year to year and KNOWING what has changed and how it affects you or your loved one is important. Each year, Medicare offers an Open Enrollment period during which Seniors can educate themselves on the different […]

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5 Important Tips for First Time Life Insurance Shoppers



September is Life Insurance Awareness Month! Shopping for Life Insurance can seem overwhelming. The good news is once you know the basics and educate yourself with our 5 simple tips below, the process will become much less complicated. When it comes to buying life insurance to protect your family, you have a lot of choices to make. […]

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Homeowners Insurance & Social Gatherings



Many homeowners enjoy throwing parties for holidays or special events. If a party is in the near future, be sure that individual homeowners coverage is adequate. Guests who are injured may need to file an injury claim if their vehicle is damaged, if they fall down or if a pet bites them. Research shows that […]

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Understanding the Basics of Insurance Deductibles



To get the most out of a car or home insurance policy, it is important to understand the roles deductibles play. A deductible is the amount deducted from an insured loss. When a damage claim is filed, the deductible is the amount of money a policyholder must pay upfront. It may be a percentage of […]

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Check Your Deck!



  One of the greatest things about summer is taking advantage of the warmer weather and enjoying the outdoors. For some, this means going to the beach, hiking trails and spending time at parks. For others, it means simply sitting on their deck and sunbathing or enjoying a warm summer evening. While this may seem […]

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How Will Having a Student in College Affect My Car Insurance Rates?



College students may be covered under their parents’ auto insurance policy, if the student’s primary residence is the parent’s house. The specifics vary by state, so you may want to discuss them with your insurance agent.   Take advantage of car insurance discounts for young drivers. For example, your student may qualify for a Good Student Discount […]

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