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  • Let us protect what matters most...

    At Putnam Record Insurance Agency we can save you in more ways than one. Yes, we expect to save you money. But we also save you worries about being underinsured or inadequately protected. And we save you the hassle of trying to find someone you can trust to deliver the best deal.

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  • Home Sweet Home

    Buffalo, NY is a waterfront area. You have a home there that gets damaged by flooding. The cost of the cleanup and restoration is $10,000. Will your homeowner's policy cover this damage?

    Homeowner's Insurance

We have over 15 insurance types to protect you-

We will shop for the right coverage at the right rate!

You have lots of choices when you buy insurance. But your first choice should always be: Who are you going to trust to help you make your decisions and protect all that's precious in your life?

Thousands of residents and business owners in Fredonia/Dunkirk and Buffalo NY already know the answer to that question: Putnam Record Insurance Agency.

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About Putnam Record Insurance Agency

You need insurance to protect what matters most to you, but it’s complicated to know what type of insurance you need, how much is enough, and which company has the best coverage.

That’s why thousands of people rely on the Putnam Record Insurance Agency to guide them through the insurance maze. We are an independent insurance agency. What does that mean to you? You get to choose the best options for your SPECIFIC NEEDS. We don’t have one company telling us to sell you overpriced insurance coverage that you don’t need. We work with many different insurance companies to find you the best protection, at the best price, with service that you can count on. You will save time and money, and you get to relax while we do all the work.

We are a local agency, so we know your situation, we know what is happening in your neighborhood, and we give you personalized attention that is specific to your needs.  You know how frustrating it is when you call a big company for service, but you get rushed off the phone because they treat you like a number going through their machine? We hate that too, so we make it our mission to work with you to make sure you are satisfied with your insurance.

You’ll experience true customer service and care at Putnam Record Insurance Agency. When you need insurance, contact us by phone, email, or come into our office. We’ll listen to your situation, use our knowledge of insurance discounts, and find insurance coverage that is right for you. We’ll narrow down your choices to the best policy and help you decide using easy to understand explanations. It’s important to realize that many insurance quotes are not accurate until the policy is finalized. This means that the rates quoted to you by other companies can be super-low priced to get you to signup, but after they finalize the policy, they charge you more money, figuring you won’t have a choice. We don’t play that bait-and-switch game because it leads to unhappy customers. We want you to be happy, because when you are happy, you’ll recommend us to your friends, and they’ll be happy too. We all win.

When you have an accident, call us to begin your claim. We’ll gather all your details and advise you on the next steps to take. Then we’ll put you on our fast-track program to make sure your claim gets handled as fast as possible, to make sure that you get back to normal. There are several things to be aware of at claims handling time. You don’t have to know about them now, just be assured that we will be watching over you and protecting you during your claims process with the insurance company. If you ever have any questions of concerns about your claim, we’ll answer them for you and be your guide with the insurance company. That’s another benefit of working with an independent agent: we are on your side.

Things will change over the course of your life, and we’ll help make sure that you are protected through all those life changes. From being single, to getting married, having children, changing houses, jobs, medical emergencies, and unexpected disasters, we’ll be there every step of the way to help you get through life and protect your financial needs. We will provide reviews of your life situations, to make sure you are prepared when something bad happens. This is where it benefits you to have Putnam Record Insurance Agency as your local independent agent.  We know your specific situation and can give you specific advice on what you should do to maximize your protection.

Please contact us today with any questions or concerns you have. You’ll get peace of mind from the Putnam Record Insurance Agency.

We offer more than just a policy

See what we can do for you today